Receiving money in Zambia
A sender abroad usually needs:
- Your account number
- Your bank's SWIFT/BIC code
- Your branch name or sort code
- Your full name as on the account
Take these details from your bank's app or statement, not from a directory.
Domestic bank identifiers
| Identifier | Format | Used for |
|---|---|---|
| Sort code | Varies by bank and branch | Identifies the branch for domestic payments. Banks such as Zanaco publish their sort codes. |
| IBAN | Not used | Payments into Zambia use the account number and SWIFT/BIC instead. |
SWIFT/BIC codes we've verified
Each code was read on the bank's own website or an official central-bank list. Always confirm with your own bank before sending money.
| Bank | SWIFT/BIC | Source |
|---|---|---|
| FNB Zambia | FIRNZMLX | Bank website · 9 Oct 2026 |
| Zanaco (Zambia National Commercial Bank) | ZNCOZMLU | Bank website · 9 Oct 2026 |
Bank not listed? We only list codes we can trace to an official source. Check your bank's app or statement, or see the full directory.
Good to know
- Ask your bank whether foreign-currency payments go through a correspondent bank.
Check a code
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Uncle Jetlag Global Banking is a free reference tool, not a bank or payment service. It can't confirm that an account exists, who owns it, or that a payment will arrive. Always confirm payment details with your bank or the recipient before sending money. Never share online banking passwords, PINs or one-time codes with anyone.