Receiving money in United States
A sender abroad usually needs:
- Your account number
- Your bank's SWIFT/BIC code
- Your full name and address
- Sometimes a routing number or intermediary bank, if your bank asks for one
Take these details from your bank's app or statement, not from a directory.
Domestic bank identifiers
| Identifier | Format | Used for |
|---|---|---|
| ABA routing number | 9 digits | Domestic wires and ACH transfers. Some banks use a different routing number for wires than for ACH, so check which one applies. |
| IBAN | Not used | Payments into United States use the account number and SWIFT/BIC instead. |
SWIFT/BIC codes we've verified
Each code was read on the bank's own website or an official central-bank list. Always confirm with your own bank before sending money.
| Bank | SWIFT/BIC | Source |
|---|---|---|
| Bank of America | BOFAUS3NIncoming wires in US dollars, or when the currency is unknownBOFAUS6SIncoming wires in a foreign currency | Bank website · 9 Oct 2026Bank website · 9 Oct 2026 |
| JPMorgan Chase Bank | CHASUS33 | Bank website · 9 Oct 2026 |
| Wells Fargo Bank | WFBIUS6S | Bank website · 9 Oct 2026 |
Bank not listed? We only list codes we can trace to an official source. Check your bank's app or statement, or see the full directory.
Good to know
- Some US banks give different SWIFT codes for US-dollar and foreign-currency wires. Check your bank's wire instructions.
- Not every US account can receive international wires. Confirm with your bank first.
Check a code
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Uncle Jetlag Global Banking is a free reference tool, not a bank or payment service. It can't confirm that an account exists, who owns it, or that a payment will arrive. Always confirm payment details with your bank or the recipient before sending money. Never share online banking passwords, PINs or one-time codes with anyone.