Receiving money in Canada
A sender abroad usually needs:
- Your account number
- Your transit and institution numbers
- Your bank's SWIFT/BIC code
- Your full name and address
Take these details from your bank's app or statement, not from a directory.
Domestic bank identifiers
| Identifier | Format | Used for |
|---|---|---|
| Institution number | 3 digits | Identifies the bank. |
| Transit number | 5 digits | Identifies the branch. |
| IBAN | Not used | Payments into Canada use the account number and SWIFT/BIC instead. |
SWIFT/BIC codes we've verified
Each code was read on the bank's own website or an official central-bank list. Always confirm with your own bank before sending money.
| Bank | SWIFT/BIC | Source |
|---|---|---|
| BMO (Bank of Montreal) | BOFMCAM2Wires from outside the US | Bank website · 9 Oct 2026 |
| CIBC | CIBCCATT | Bank website · 9 Oct 2026 |
| RBC Royal Bank | ROYCCAT2 | Bank website · 9 Oct 2026 |
| Scotiabank | NOSCCATT | Bank website · 9 Oct 2026 |
| TD Canada Trust | TDOMCATTTORAll TD accounts and branches, according to TD | Bank website · 9 Oct 2026 |
Bank not listed? We only list codes we can trace to an official source. Check your bank's app or statement, or see the full directory.
Good to know
- Several Canadian banks list intermediary banks for US-dollar and other foreign-currency wires. Use your bank's own wire instructions.
Check a code
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Uncle Jetlag Global Banking is a free reference tool, not a bank or payment service. It can't confirm that an account exists, who owns it, or that a payment will arrive. Always confirm payment details with your bank or the recipient before sending money. Never share online banking passwords, PINs or one-time codes with anyone.